PRIVACY POLICY

Effective Date: 1st March 2026

Skillsvest Group Inc. (“Skillsvest,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or submit an application for funding.

1. Who We Are

Skillsvest Group Inc. is a corporation incorporated under the laws of the State of Delaware, United States.

If you are located in the European Union, Skillsvest acts as a data controller under the General Data Protection Regulation (GDPR).

For privacy-related inquiries, contact:

info@skillsvest.com

2. Information We Collect

A. Information You Provide Through the Application Form

When you submit an application  , we may collect:

Basic Information

  • Full name

  • Email address

  • Phone number

Admission & Study Information

  • Admission status

  • University attending or targeting=

  • Degree program

  • Year of start

  • Program type

Funding Information

  • Funding amount requested

  • Program duration

  • Other funding sources (e.g., personal savings, loans, scholarships)

Academic Information

  • Undergraduate university

  • GPA or academic performance

  • Major or field of study

Professional Information

  • Companies worked at

  • Roles held

  • Total work experience

  • Intended country of employment

  • Intended industry

Uploaded Documents

  • Resume (if provided)

B. Website & Technical Information

When you visit our website, we may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Cookies and analytics data

C. Information Collected at Later Stages

If you progress beyond the initial evaluation stage, we may request additional documentation, including:

  • Income verification

  • Tax documentation

  • Existing debt information

  • Bank verification information

Such information is collected only when necessary for funding evaluation or contractual administration.

3. How We Use Your Information

We use your information to:

  • Evaluate funding eligibility

  • Conduct manual underwriting and review

  • Communicate with you about your application

  • Structure potential funding agreements

  • Prevent fraud and misuse

  • Comply with legal and regulatory obligations

  • Improve our services

Funding decisions are currently reviewed by our internal team and are not solely based on automated decision-making systems.

4. Legal Basis for Processing (EU Residents)

If you are located in the European Union, we process your data based on:

  • Contractual necessity (to evaluate your application)

  • Legitimate interest (risk assessment and fraud prevention)

  • Legal obligations

  • Consent (where required)

5. Data Sharing

We may share personal data with:

  • Application form providers (e.g., Jotform or similar services)

  • Cloud hosting providers

  • Payment processors (if applicable)

  • Legal advisors

  • Regulatory authorities (if required by law)

We do not sell personal data.

6. International Data Transfers

Because Skillsvest operates internationally, your data may be transferred to and processed in:

  • United States

  • European Union

  • India

  • Singapore

Where required, we rely on appropriate legal safeguards, including contractual protections with service providers.

7. Data Retention

We retain personal data:

  • For the duration of your application process

  • For the duration of any contractual relationship

  • As required under financial, tax, or regulatory laws

8. Your Rights

Depending on your location, you may have the right to:

  • Access your personal data

  • Correct inaccuracies

  • Request deletion

  • Restrict processing

  • Object to processing

  • Request data portability

EU residents may lodge a complaint with their local supervisory authority (for example, CNIL in France).

To exercise your rights, contact:

info@skillsvest.com

9. Security

We implement appropriate technical and organizational safeguards, including:

  • Encryption in transit

  • Access controls

  • Vendor due diligence

  • Data minimization practices

10. Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

PRIVACY POLICY

Effective Date: 1st March 2026

Skillsvest Group Inc. (“Skillsvest,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or submit an application for funding.

1. Who We Are

Skillsvest Group Inc. is a corporation incorporated under the laws of the State of Delaware, United States.

If you are located in the European Union, Skillsvest acts as a data controller under the General Data Protection Regulation (GDPR).

For privacy-related inquiries, contact:

info@skillsvest.com

2. Information We Collect

A. Information You Provide Through the Application Form

When you submit an application  , we may collect:

Basic Information

  • Full name

  • Email address

  • Phone number

Admission & Study Information

  • Admission status

  • University attending or targeting=

  • Degree program

  • Year of start

  • Program type

Funding Information

  • Funding amount requested

  • Program duration

  • Other funding sources (e.g., personal savings, loans, scholarships)

Academic Information

  • Undergraduate university

  • GPA or academic performance

  • Major or field of study

Professional Information

  • Companies worked at

  • Roles held

  • Total work experience

  • Intended country of employment

  • Intended industry

Uploaded Documents

  • Resume (if provided)

B. Website & Technical Information

When you visit our website, we may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Cookies and analytics data

C. Information Collected at Later Stages

If you progress beyond the initial evaluation stage, we may request additional documentation, including:

  • Income verification

  • Tax documentation

  • Existing debt information

  • Bank verification information

Such information is collected only when necessary for funding evaluation or contractual administration.

3. How We Use Your Information

We use your information to:

  • Evaluate funding eligibility

  • Conduct manual underwriting and review

  • Communicate with you about your application

  • Structure potential funding agreements

  • Prevent fraud and misuse

  • Comply with legal and regulatory obligations

  • Improve our services

Funding decisions are currently reviewed by our internal team and are not solely based on automated decision-making systems.

4. Legal Basis for Processing (EU Residents)

If you are located in the European Union, we process your data based on:

  • Contractual necessity (to evaluate your application)

  • Legitimate interest (risk assessment and fraud prevention)

  • Legal obligations

  • Consent (where required)

5. Data Sharing

We may share personal data with:

  • Application form providers (e.g., Jotform or similar services)

  • Cloud hosting providers

  • Payment processors (if applicable)

  • Legal advisors

  • Regulatory authorities (if required by law)

We do not sell personal data.

6. International Data Transfers

Because Skillsvest operates internationally, your data may be transferred to and processed in:

  • United States

  • European Union

  • India

  • Singapore

Where required, we rely on appropriate legal safeguards, including contractual protections with service providers.

7. Data Retention

We retain personal data:

  • For the duration of your application process

  • For the duration of any contractual relationship

  • As required under financial, tax, or regulatory laws

8. Your Rights

Depending on your location, you may have the right to:

  • Access your personal data

  • Correct inaccuracies

  • Request deletion

  • Restrict processing

  • Object to processing

  • Request data portability

EU residents may lodge a complaint with their local supervisory authority (for example, CNIL in France).

To exercise your rights, contact:

info@skillsvest.com

9. Security

We implement appropriate technical and organizational safeguards, including:

  • Encryption in transit

  • Access controls

  • Vendor due diligence

  • Data minimization practices

10. Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

PRIVACY POLICY

Effective Date: 1st March 2026
Skillsvest Group Inc. (“Skillsvest,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or submit an application for funding.
1. Who We Are
Skillsvest Group Inc. is a corporation incorporated under the laws of the State of Delaware, United States.
If you are located in the European Union, Skillsvest acts as a data controller under the General Data Protection Regulation (GDPR).
For privacy-related inquiries, contact:
info@skillsvest.com
2. Information We Collect
A. Information You Provide Through the Application Form
When you submit an application  , we may collect:
Basic Information
  • Full name
  • Email address
  • Phone number
Admission & Study Information
  • Admission status
  • University attending or targeting=
  • Degree program
  • Year of start
  • Program type
Funding Information
  • Funding amount requested
  • Program duration
  • Other funding sources (e.g., personal savings, loans, scholarships)
Academic Information
  • Undergraduate university
  • GPA or academic performance
  • Major or field of study
Professional Information
  • Companies worked at
  • Roles held
  • Total work experience
  • Intended country of employment
  • Intended industry
Uploaded Documents
  • Resume (if provided)
B. Website & Technical Information
When you visit our website, we may automatically collect:
  • IP address
  • Browser type
  • Device information
  • Pages visited
  • Cookies and analytics data
C. Information Collected at Later Stages
If you progress beyond the initial evaluation stage, we may request additional documentation, including:
  • Income verification
  • Tax documentation
  • Existing debt information
  • Bank verification information
Such information is collected only when necessary for funding evaluation or contractual administration.
3. How We Use Your Information
We use your information to:
  • Evaluate funding eligibility
  • Conduct manual underwriting and review
  • Communicate with you about your application
  • Structure potential funding agreements
  • Prevent fraud and misuse
  • Comply with legal and regulatory obligations
  • Improve our services
Funding decisions are currently reviewed by our internal team and are not solely based on automated decision-making systems.
4. Legal Basis for Processing (EU Residents)
If you are located in the European Union, we process your data based on:
  • Contractual necessity (to evaluate your application)
  • Legitimate interest (risk assessment and fraud prevention)
  • Legal obligations
  • Consent (where required)
5. Data Sharing
We may share personal data with:
  • Application form providers (e.g., Jotform or similar services)
  • Cloud hosting providers
  • Payment processors (if applicable)
  • Legal advisors
  • Regulatory authorities (if required by law)
We do not sell personal data.
6. International Data Transfers
Because Skillsvest operates internationally, your data may be transferred to and processed in:
  • United States
  • European Union
  • India
  • Singapore
Where required, we rely on appropriate legal safeguards, including contractual protections with service providers.
7. Data Retention
We retain personal data:
  • For the duration of your application process
  • For the duration of any contractual relationship
  • As required under financial, tax, or regulatory laws
8. Your Rights
Depending on your location, you may have the right to:
  • Access your personal data
  • Correct inaccuracies
  • Request deletion
  • Restrict processing
  • Object to processing
  • Request data portability
EU residents may lodge a complaint with their local supervisory authority (for example, CNIL in France).
To exercise your rights, contact:
info@skillsvest.com
9. Security
We implement appropriate technical and organizational safeguards, including:
  • Encryption in transit
  • Access controls
  • Vendor due diligence
  • Data minimization practices
10. Updates to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.